The 59½ Plan

There’s a popular Chinese proverb that says: “The best time to plant a tree was 20 years ago. The second best time is now.”By taking time to do strategic planning and maximizing the financial aspects of your retirement NOW, while there is time to make the necessary adjustments and tweaks, you will sleep better and greatly reduce the stress that accompanies thoughts of permanently leaving your job or profession when that day comes.As you will discover in this book, “The 59 ½ Plan” may help you:• Maximize your benefits from Social Security.• Reduce your outlay on fees and other expenses.• Avoid investment drawdown, which can destroy retirement plans.• Reduce income taxes during retirement, perhaps to the point of enjoying a completely tax-free retirement.• Protect yourself from the negative effect of money printing that diminishes the purchasing power of your investment assets.